Keeping up with finances is always important, but as the HH and I get closer and closer to the retirement years, it is even more important to us. This past fall we decided to choose a new software program to work for us. Quicken 2014, which is much different than when I used it in the late 1990s and early 2000s, was the program of choice. A learning curve had to be navigated, but now that we are feeling more comfortable with it, we really like it.
Most of our checking, savings, retirement, and credit card accounts allow a link between each of them and our Quicken program, so we are able to update Quicken daily to keep track of income, expenses, and investment returns. The program allows us to incorporate our budget and savings goals into the mix, so we get a very accurate and timely picture on a daily basis of our current financial situation, including our net worth and our tax situation.
This tool can be beneficial to anyone of any age. If the new year has inspired you to become more orderly and/or disciplined with your money, I highly recommend that you consider this, or a similar program, to get your financial house in order.
Have a happy and blessed day,